Temporary Caregiver Insurance Program (TCI)

The Temporary Caregiver Insurance program (TCI) provides up to 5 weeks (6 weeks in 2023) of benefits for people who need to be out of work to care for a seriously ill family member (child, spouse, domestic partner, parent, parent-in-law or grandparent) or to bond with a newborn child, adopted child or foster-care child.

Who Qualifies?

To be eligible for TCI benefits, you must have:

  • Earned wages in Rhode Island
  • Paid into the TDI/TCI fund.
  • Earned at least $14,700 in either your Base Period or an Alternate Base Period or if you earned less, you may be eligible if you meet ALL of the following conditions:
    • You earned at least $2,450 in one of your base period quarters;
    • Your total base period taxable wages are at least one and one-half times your highest quarter of earnings;
    • Your base period taxable wages equal at least $4,900.
  • Be out of work for 7 consecutive days (paid or unpaid)
  • Provided your employer with 30 days written advance notice that you plan to use TCI (the 30 day notice can be waived if there are “unforeseeable circumstances”)

How to Apply

  • File an application online at the DLT web site or file a paper application or call (401) 462-8420 to request a paper application mailed to your home address.
  • You need to provide proof of parent/child relationship if you are requesting TCI for time to bond and proof of the medical need of a family member if you are requesting TCI for time for care-giving.

How much are the weekly payments?

The weekly benefit is equal to 4.62% of the wages paid to you in the highest quarter of your base period. The maximum benefit rate is $978 and the minimum benefit rate is $114. You may also be entitled to a dependents allowance for a child under age 18 or a child age 18 or older who is disabled. The dependent’s benefit is 7% of your benefit with a minimum of $10.

TCI benefits are taxable. Benefits can be paid for a maximum of 5 weeks.

For more information, go to the Department of Labor and Training websiteIf you have questions about your eligibility or application, you can email [email protected]. Include your full name, phone number and hometown in the email.