Capital Good Fund Loans

Capital Good Fund loans are short term loan options that serve as an alternative to payday loans, pawn shops, buy-here-pay-here auto dealers, and other high-interest loan products. There are various loans to fit clients’ different needs (Emergency Loans, Weatherization Loans, Car Loans, Immigration Loans, Other Personal Loans). Loan amounts vary depending on the type of loan (see list of loans …

SNAP

The Supplemental Nutrition Assistance Program, or SNAP, provides a monthly benefit for the purchase of food items through an Electronic Benefits Transfer card (EBT). The card is used at participating supermarkets and convenience stores. The EBT card can also be used to buy food on-line at Amazon, Walmart and Aldi’s. For more information, see the DHS Online Shopping Guide with …

Free / Reduced School Meals

Provides breakfast and lunch to school aged children at no or reduced cost. Who Qualifies? School-aged children through grade 12 whose families meet income guidelines No requirement to document citizenship or immigrant status Income and Resource Limits There is no resource test.  Depending on income, the child receives a free or reduced price meal.  Children whose families receive SNAP benefits …

Prescription Assistance Program: RI Rx Card

Discount prescription drug card provides savings up to 75% on FDA approved prescriptions at pharmacies across the country. Who Qualifies? All Rhode Island residents are eligible to get pharmacy discounts through this program. The program can be used to supplement most health insurance plans including Health Savings Accounts (HSA) and High Deductible Plans. It can also be used as a …

Summer Food Service Program

Provides free lunch and breakfast to children in low-income communities. Supper or snacks may also be provided. Meals are generally provided a city-run site, such as a park. To find a site near you, call 2-1-1. Who Qualifies? Children under 18. No requirement to document citizenship or immigrant status. Income and Resource Limits There is no resource test or income limit. How …

MEDICAID – ADULTS AGE 19 – 64

The Medicaid Program provides comprehensive medical coverage to low-income adults age 19 – 64 who do not have children in their care. This category of Medicaid is sometimes called Medicaid Expansion. Income must be less than 138% of the federal poverty level which is $20,120 for a single adult (Effective March 2023). There is no resource test for eligibility. Note …

Property Tax Relief Circuit Breaker Program

Program provides state-funded tax credit to senior and disabled homeowners and renters whose property taxes exceed between 3% and 6% of their household income. For renters, property tax is calculated at 20% of annual rent.  The maximum credit is $600 for tax year 2022. Who Qualifies? For Tax Year 2022: Homeowner/renter must be a senior (over age 65) or disabled …

Earned Income Tax Credit (EITC)

The Earned Income Tax Credit provides a tax credit and/or refund to people who earn low to moderate wages. The payment is received as part of the end-of-year tax filing period. Workers who qualify for the federal EITC also qualify for a state EITC which is currently 15% of the federal tax amount for tax year 2022 and will increase …