Capital Good Fund Loans

Capital Good Fund loans are short term loan options that serve as an alternative to payday loans, pawn shops, buy-here-pay-here auto dealers, and other high-interest loan products. There are various loans to fit clients’ different needs (Emergency Loans, Weatherization Loans, Car Loans, Immigration Loans, Other Personal Loans). Loan amounts vary depending on the type of loan (see list of loans …

SNAP

The Supplemental Nutrition Assistance Program, or SNAP, provides a monthly benefit for the purchase of food items through an Electronic Benefits Transfer card (EBT). The card is used at participating supermarkets and convenience stores. The EBT card can also be used to buy food on-line at Amazon, Walmart and Aldi’s. For more information, see the DHS Online Shopping Guide with …

Property Tax Relief Circuit Breaker Program

Program provides state-funded tax credit to senior and disabled homeowners and renters whose property taxes exceed between 3% and 6% of their household income. For renters, property tax is calculated at 20% of annual rent.  The maximum credit is $600 for tax year 2022. Who Qualifies? For Tax Year 2022: Homeowner/renter must be a senior (over age 65) or disabled …

Earned Income Tax Credit (EITC)

The Earned Income Tax Credit provides a tax credit and/or refund to people who earn low to moderate wages. The payment is received as part of the end-of-year tax filing period. Workers who qualify for the federal EITC also qualify for a state EITC which is currently 15% of the federal amount for tax year 2022. Who Qualifies? For tax …

HealthSource RI – Affordable Health Coverage

HealthSource RI (HSRI) is the state’s health insurance marketplace where Rhode Islanders can compare affordable health plans and purchase coverage that meets their health care needs and budget. HSRI also hosts the on-line application process for both Medicaid and subsidized commercial coverage. Who Qualifies Individuals who are not eligible for Medicaid, Medicare, and other public health insurance coverage, and who do …

Unemployment Insurance Program

The unemployment insurance program provides eligible individuals with up to 57.5% of his or her weekly wage for a specified period of time. Who Qualifies? Workers who are unemployed and who: Were employed for at least 8 weeks, Are unemployed through no fault of their own, Are able to work, available to work and searching for work, Unemployment Insurance (UI) …