The Affordable Care Act (ACA) is designed to provide access to quality, affordable health insurance. To ensure that health plans provide benefits to their enrollees that will meet their health care needs, the ACA requires plans to provide a set of “Essential Health Benefits” (EHB). Beginning in 2014, many uninsured Rhode Islanders will be able to purchase health insurance through a new Health Benefits Exchange. Small employers will also be able to buy coverage for their employees through the Exchange. Starting on January 1, 2014, the health plans sold through the Exchange as well as small group and individual health plans sold outside of the Exchange must include the Essential Health Benefits.
Learn more about Rhode Island’s choice of Essential Health Benefits under the Affordable Care Act.