Capital Good Fund Loans

Capital Good Fund loans are short term loan options that serve as an alternative to payday loans, pawn shops, buy-here-pay-here auto dealers, and other high-interest loan products. There are various loans to fit clients’ different needs (Emergency Loans, Weatherization Loans, Car Loans, Immigration Loans, Other Personal Loans). Loan amounts vary depending on the type of loan (see list of loans …

Child Tax Credit

The Child Tax Credit is a federal tax credit designed to help families offset the cost of raising children. A family must have at least $2,500 in earned income to claim any portion of the credit. The credit is worth up to $2,000 per child under age 17 at the end of the tax year, and is subtracted from the …

Child and Dependent Care Tax Credit (CDCTC)

The Child and Dependent Care Tax Credit is a federal and state tax credit that allows working people to deduct a percentage of their costs for child care or for care provided for an incapacitated dependent from the amount of federal taxes owed. The federal CDCTC is not refundable. The state CDCTC is 25 percent of the federal credit the …

General Public Assistance (GPA)

The GPA program provides time-limited cash assistance to individuals who are disabled. To be eligible for cash assistance, an individual must first be found eligible for Medical Assistance (see Health Care – Medical Assistance). Who Qualifies? Individuals having a physical or mental disability that will last longer than 30 days and prevents the person from working. These individuals may receive …

Rhode Island Works Program

The RI Works Program provides cash assistance to families with children up to age 18, or 18 and in secondary school or obtaining GED, and work readiness services for enrolled parents. The maximum benefit is the amount listed in the chart below and depends on family size and living arrangement. A family receives the difference between countable income and the …

Child Support

The Office of Child Support Services will help a custodial parent pursue a legal action to establish paternity, obtain orders of child support and medical support, or enforce existing child support orders for a fee of $20.  The Office also assists non-custodial parents in establishing paternity, in filing motions to modify support orders and with job training and placement. Parents who …

Earned Income Tax Credit (EITC)

The Earned Income Tax Credit provides a tax credit and/or refund to people who earn low to moderate wages. The payment is received as part of the end-of-year tax filing period. Workers who qualify for the federal EITC also qualify for a state EITC which is currently 15% of the federal amount for tax year 2022. Who Qualifies? For tax …

Unemployment Insurance Program

The unemployment insurance program provides eligible individuals with up to 57.5% of his or her weekly wage for a specified period of time. Who Qualifies? Workers who are unemployed and who: Were employed for at least 8 weeks, Are unemployed through no fault of their own, Are able to work, available to work and searching for work, Unemployment Insurance (UI) …

Temporary Caregiver Insurance Program (TCI)

The Temporary Caregiver Insurance program (TCI) provides up to 6 weeks of benefits for people who need to be out of work to care for a seriously ill family member (child, spouse, domestic partner, parent, parent-in-law or grandparent) or to bond with a newborn child, adopted child or foster-care child. Who Qualifies? To be eligible for TCI benefits, you must …

Temporary Disability Insurance Program (TDI)

The Temporary Disability Insurance Program (TDI) provides up to thirty weeks of benefits for people who cannot work due to illness or injury that occurred outside of the workplace. If you are injured on the job, you may be eligible for worker’s compensation. TDI is funded through employee contributions to the TDI Fund. Who Qualifies? To be eligible for TDI …