Capital Good Fund Loans

Capital Good Fund loans are short term loan options that serve as an alternative to payday loans, pawn shops, buy-here-pay-here auto dealers, and other high-interest loan products. There are various loans to fit clients’ different needs (Emergency Loans, Weatherization Loans, Car Loans, Immigration Loans, Other Personal Loans). Loan amounts vary depending on the type of loan (see list of loans …

SNAP

The Supplemental Nutrition Assistance Program, or SNAP, provides a monthly benefit for the purchase of food items through an Electronic Benefits Transfer card (EBT). The card is used at participating supermarkets and convenience stores. The EBT card can also be used to buy food on-line at Amazon, Walmart and Aldi’s. For more information, see the DHS Online Shopping Guide with …

Supplemental Security Income (SSI)

Provides cash assistance to persons age 65 and older and adults and children with serious physical or mental impairment(s). Maximum monthly payments in 2023 are $953.92 for an individual and $1,450.38 for a couple (if both spouses are eligible). SSI benefits are for individuals who have not worked and paid into the Social Security System or as a supplement to …

Medicaid – Adults 65 and older & people with disabilities

The Medicaid program provides comprehensive medical coverage to seniors (age 65+) and people with permanent disabilities. People receiving SSI benefits  automatically receive Medicaid. Seniors and people with disabilities who are receiving Social Security Retirement or Disability benefits (or have other income) and have income/resources that exceed the SSI limits may be eligible for Medicaid under the rules described in this section. Note: People …

Child Tax Credit

The Child Tax Credit is a federal tax credit designed to help families offset the cost of raising children. A family must have at least $2,500 in earned income to claim any portion of the credit. The credit is worth up to $2,000 per child under age 17 at the end of the tax year, and is subtracted from the …

Emergency Medical Assistance

Individuals that meet the eligibility criteria for one of the Medical Assistance Programs (seniors, people with disabilities, children, and parents and adults age 19-64) but who are ineligible for benefits because of immigrant status (including undocumented individuals, Lawful Permanent Residents ineligible due to the 5 year bar and other legally present immigrants who are not eligible under federal rules) may …

Child and Dependent Care Tax Credit (CDCTC)

The Child and Dependent Care Tax Credit is a federal and state tax credit that allows working people to deduct a percentage of their costs for child care or for care provided for an incapacitated dependent from the amount of federal taxes owed. The federal CDCTC is not refundable. The state CDCTC is 25 percent of the federal credit the …

Medicare Premium Payment Program

These programs pay for some of the cost of Medicare for seniors and people with disabilities who are not otherwise eligible for Medical Assistance. Medicare Part A covers hospital services.  There is no monthly premium but there are co-pays and deductibles.  Medicare Part B covers doctors’ visits and other medical costs.  There is monthly premium for Medicare Part B which …

General Public Assistance (GPA)

The GPA program provides time-limited cash assistance to individuals who are disabled. To be eligible for cash assistance, an individual must first be found eligible for Medical Assistance (see Health Care – Medical Assistance). Who Qualifies? Individuals having a physical or mental disability that will last longer than 30 days and prevents the person from working. These individuals may receive …